TY - DATA T1 - Online Appendices and Research Data. Inclusion-by-Design: Designing a Reference Architecture for Inclusive Lending Systems PY - 2025/04/04 AU - Reni Sulastri UR - DO - 10.4121/7c3083a2-8229-45c4-a57f-233007b75e8b.v1 KW - Financial Inclusion KW - Credit Scoring KW - Machine Learning KW - Sensitivity Analysis KW - DLT N2 -
These online appendices and research materials support the dissertation titled:
"Inclusion-by-Design: Designing a Reference Architecture for Inclusive Lending Systems."
It includes software artifacts, survey data, and simulation results.
This package consists of 13 supplementary files:
1. P2PLending.sol – Smart contract layer (Solidity)
2. P2PLendingService.js – Middleware DLT service (JavaScript)
3. P2PLendingAPI.js – Backend API layer (JavaScript)
4. Survey 287 Raw Num.csv – Anonymized survey responses (Qualtrics results)
5. Hyp A1 - add attributes.xlsx
6. Hyp A2 - Feature Weight.xlsx
7. Hyp A2 - Penalty Based.xlsx
8. Hyp A2 HFPT metric 1-2.xlsx
9. Hyp A2 HFPT metric 3-4-5.xlsx
10. Python - HypA1 - Add Attributes
11. Python - HypA2 - Feature Weight
12. Python - HypA2 - Penalty-based
13. Python - HypA2 - HFPT